Research Paper On Credit Cards

Click on any of the term papers to read a brief synopsis of the research paper. The essay synopsis includes the number of pages and sources cited in the paper.

  • Interest Rates and Credit Cards

    A 3 page paper about the cost of credit cards. The four basic types of credit cards are identified. Five credit cards are compared in terms of interest rates, grace periods and fees. The costs of one virtual bank is explained. The writer alerts consumers that different banks and companies have different costs even when the credit card is a Visa or MasterCard. 1 Table included. Data included. Bibliography lists 5 sources.

  • The Role of Credit Card in Creating Money and Raising Living Standards due to the Impact on National Economies

    This 34 page paper argues that credit cards in the mass market will have a positive benefit on that economy, playing an important role in terms of credit creation which will increase the living standards in the country, directly due to the multiplier effect of the credit creation leading to more money in an economy indirectly as a result of the spending increasing the aggregate demand in an economy. The paper looks at the way credit creation takes place, considers the underlying economic theory, the development and use of credit cards and then examines 2 major credit card companies; VISA and American Express and the regional retail sales value figures in order to assess the level of credit creation that may be taking place. The bibliography cites 15 sources.

  • Is Having a Credit Card Good?

    A 3 page paper which examines whether owning a credit card is good or not. The paper argues that it is likely important and good to own a credit card. Bibliography lists 1 source.

  • Choosing a Promotion for Piggy Bank

    A 3 page paper discussing the focus of a promotion offering cash back on credit card purchases made with a Piggy Bank credit card. Choices are to offer incentives at traditional retailers or limit the incentives to online sales. The paper recommends choosing traditional retail because its growth is slower and more predictable, allowing the bank to enter the promotion with a better sense of what the total cost will be. A 9-slide PowerPoint presentation is available. Bibliography lists 5 sources.

  • Choosing a Promotion for Piggy Bank

    A 3 page paper discussing the focus of a promotion offering cash back on credit card purchases made with a Piggy Bank credit card. Choices are to offer incentives at traditional retailers or limit the incentives to online sales. The paper recommends choosing traditional retail because its growth is slower and more predictable, allowing the bank to enter the promotion with a better sense of what the total cost will be. A 9-slide PowerPoint presentation is available. Bibliography lists 5 sources.

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