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Number of Pages 5
This research paper: A 5 page paper proposing a study into the effectiveness of using the credit score (usually FICO) in favorably deciding mortgage applications. Those with low credit scores at the outset may have been building their credit slowly over time and may have been on an upward trend. Conversely, others may have been on a downward trend that was not immediately recognizable because their credit scores had not yet been greatly adversely affected. The study seeks to determine whether lenders should be using additional information and perhaps give the credit score less weight in the decision-making process. Bibliography lists 3 sources.
File: CC6_KSresMortBiz.rtf
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