Research Paper On Credit Cards In India
Click on any of the term papers to read a brief synopsis of the research paper. The essay synopsis includes the number of pages and sources cited in the paper.
Overview of Consumer Credit
This 15 page report discusses consumer credit -- its use, its availability, its purpose and function. Establishing a credit record is a simple enough process and is a fundamental aspect of most Americans’ lives but understanding the process of how credit actually works is far more complicated than opening a checking or savings account. This report address issues relating to personal credit such as credit card issuance and terms, consumer debt, and personal money management. Bibliography lists 8 sources.
The Role of Credit Card in Creating Money and Raising Living Standards due to the Impact on National Economies
This 34 page paper argues that credit cards in the mass market will have a positive benefit on that economy, playing an important role in terms of credit creation which will increase the living standards in the country, directly due to the multiplier effect of the credit creation leading to more money in an economy indirectly as a result of the spending increasing the aggregate demand in an economy. The paper looks at the way credit creation takes place, considers the underlying economic theory, the development and use of credit cards and then examines 2 major credit card companies; VISA and American Express and the regional retail sales value figures in order to assess the level of credit creation that may be taking place. The bibliography cites 15 sources.
Interest Rates and Credit Cards
A 3 page paper about the cost of credit cards. The four basic types of credit cards are identified. Five credit cards are compared in terms of interest rates, grace periods and fees. The costs of one virtual bank is explained. The writer alerts consumers that different banks and companies have different costs even when the credit card is a Visa or MasterCard. 1 Table included. Data included. Bibliography lists 5 sources.
Choosing a Promotion for Piggy Bank
A 3 page paper discussing the focus of a promotion offering cash back on credit card purchases made with a Piggy Bank credit card. Choices are to offer incentives at traditional retailers or limit the incentives to online sales. The paper recommends choosing traditional retail because its growth is slower and more predictable, allowing the bank to enter the promotion with a better sense of what the total cost will be. A 9-slide PowerPoint presentation is available. Bibliography lists 5 sources.