A 16 page paper reviewing this article (Journal of Economic Perspectives, Summer 1995) examining trends in consumption insurance in selected regions of India, Thailand and the Ivory Coast. The author maintains that the availability of better insurance can result in marked improvement in the condition of farmers in developing countries, and that improved financial systems can be beneficial to farmers in creating passive incomes as well as providing means of protecting the assets they have worked so hard to accumulate. The author’s results and conclusions appear to be valid to the degree that they can be explained in terms of his theory of full insurance, but his discovery of facts uncovered leads to opportunities for further research; inclusion of a qualitative component; and consideration of the situation in developed economies where insurance is becoming less accessible to increasing numbers of households. Bibliography lists 8 sources.

This 8 page report discusses financial market issues in the United Kingdom focussing on the differences between long term (life) insurance and short term (general) insurance. Since many personal insurance products are actually savings products, financial institutions and insurance companies have realized that a great potential exists for cost savings through a joining of forces. As that has happened, the determinants of value and changes in probabilities have all occurred. Bibliography lists 10 sources.

This 14 page paper discusses the statement "As an organisation we pay a lot of money on insurance. There is therefore no need for us to invest time and resources in other methods of loss management." The paper discusses this looking at what losses insurance can cover, alternatives to insurance, the need for a cost benefit analysis, responsibility and the influence of asymmetrical information and moral hazard. The bibliography cites 10 sources.

This 5 page paper looks at the trade that takes place between India and Asia, considering the trade levels, the increase and influences in trade such as reduction in trade tariffs and considers why India may be an attractive export destination for Australian goods and looks at potential barriers. The last part of the paper considers the viability of exporting beef from Australia to India. The bibliography cites 7 sources.

A 5 page paper discussing the current issue of nuclear testing as it relates to India and Pakistan. It has been many years since any nuclear testing has been conducted in any part of the world and the recent tensions between India and Pakistan have apparently brought out the 'big guns.' On May 11, 1998 -- India tested three nuclear devices 328 feet underground in a remote desert and the tests go on from there. Bibliography lists 8 sources. Ind-paki.wps