This 8 page report discusses financial market issues in the United Kingdom focussing on the differences between long term (life) insurance and short term (general) insurance. Since many personal insurance products are actually savings products, financial institutions and insurance companies have realized that a great potential exists for cost savings through a joining of forces. As that has happened, the determinants of value and changes in probabilities have all occurred. Bibliography lists 10 sources.

A 16 page paper reviewing this article (Journal of Economic Perspectives, Summer 1995) examining trends in consumption insurance in selected regions of India, Thailand and the Ivory Coast. The author maintains that the availability of better insurance can result in marked improvement in the condition of farmers in developing countries, and that improved financial systems can be beneficial to farmers in creating passive incomes as well as providing means of protecting the assets they have worked so hard to accumulate. The author’s results and conclusions appear to be valid to the degree that they can be explained in terms of his theory of full insurance, but his discovery of facts uncovered leads to opportunities for further research; inclusion of a qualitative component; and consideration of the situation in developed economies where insurance is becoming less accessible to increasing numbers of households. Bibliography lists 8 sources.

This 11 page paper considers a case study supplied by the student, looks at the risks and cover a couple have in regard life assurance, disability cover, medical insurance and general insurance. The paper outlines the strength and weaknesses of the position and gives advice regarding actions to be taken and advisable generic policies. The bibliography cites 2 sources.

A 3 page paper. The Tata Group is the largest private-sector corporation in India, comprising 95 separate companies in several business sectors. This essay discusses the strategic and financial goals of the Group and of Tata Motor, which released the Nano car in 2009. Bibliography lists 5 sources. PGttn3.rtf

6 pages in length. Venus, a famous pop star, applied for 10 million pounds of life insurance to MegaLife, an insurance company; as expected, the insurance company was anxious to know whether Venus was on drugs. Slick, an employee of MegaLife, telephoned Orbit's contracted Dr. Irvine Kiljoy, whose job it is to keep an eye on the health of such pop stars as Venus who are signed up with the Orbit label. Slick deceitfully told Dr. Kiljoy that Venus had consented to his supplying MegLife with information about herself, which Dr. Kiljoy believed because Venus had that very morning left the following message on his answer phone: "Kiljoy, I want you to write a report for me; it is not about my health, it is a personal business matter." Unknown to Kiljoy was the fact that this was a reference to litigation Venus was planning against a restaurant where she had been served salmonella laced soup whilst on tour promoting her latest hit single "Heavenly Body." Based upon this misunderstanding, Dr. Kiljoy told Slick all about Venus' long-standing battle with cocaine addiction; on the basis of this information, MegaLife refused Venus life insurance. When Venus learned why her life insurance application failed, she instigates tort proceedings against the doctor for breach of statutory duty. Bibliography lists 5 sources.