Research Paper On Credit Risk Management In Banks Pdf
Click on any of the term papers to read a brief synopsis of the research paper. The essay synopsis includes the number of pages and sources cited in the paper.
Bank Problems in the Credit Crunch; Poor Performing Loans
In 2009 the banks are suffering as a result of the credit crunch. The cause is not only the result of events within the house market; there are also defaults on small businesses and personal loans. This 6 page paper considers how and why the banks are now suffering these defaults, looking at issues such as the way bank became less risk adverse, the management of risk assessment, asymmetrical information and the role of governments and central banks. The paper focuses ion the US and the UK. The bibliography cites 7 sources.
Dissertation Proposal on Macro Derivatives and Credit Risk Reduction
One of the major risks faced by banks is that of credit risk. This 7 page paper proposes a project to examine how macro derivatives may be used to reduce credit risk. The paper consists of an introduction, methodology and a lengthy sample literature review focusing on the ways in which credit risk is currently managed. The bibliography cites 7 sources.
Banks, Risk Measurement and Risk Management
This 22 page paper looks at different aspects of risk measurement and management by banks. The paper starts by looking at the duration model, the gap or re-pricing model and the maturity model. The second part of the paper considers how and why liquidity is so important for banks. The last part of the paper considers the case of Barings Bank in the context of the previously discussed risks and looks at the way changes in the Basel Accord II approaches operational risk. The bibliography cites 23 sources.
Interest Rates and Credit Cards
A 3 page paper about the cost of credit cards. The four basic types of credit cards are identified. Five credit cards are compared in terms of interest rates, grace periods and fees. The costs of one virtual bank is explained. The writer alerts consumers that different banks and companies have different costs even when the credit card is a Visa or MasterCard. 1 Table included. Data included. Bibliography lists 5 sources.
Choosing a Promotion for Piggy Bank
A 3 page paper discussing the focus of a promotion offering cash back on credit card purchases made with a Piggy Bank credit card. Choices are to offer incentives at traditional retailers or limit the incentives to online sales. The paper recommends choosing traditional retail because its growth is slower and more predictable, allowing the bank to enter the promotion with a better sense of what the total cost will be. A 9-slide PowerPoint presentation is available. Bibliography lists 5 sources.